For the last eleven years we have been a national leader for streamline refinance loans. The streamline loan product is a government insured mortgage that is available to borrowers who already have a VA or FHA home loan. Consumers like streamline refinancing because the lender fees are reduced and they require less paperwork. VA streamlines don’t even require an appraisal and no equity is needed either. FHA streamline loans require the borrower to already have an FHA mortgage and there must be a tangible benefit for the borrower to be refinancing. (ie. Saving money with a lower interest rate.) Refinance loan opportunities won’t last forever, so talk to a loan officer about refinancing today.