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Compare Refinance Rate Quotes at No Cost and Explore Options from Lenders with the Competitive Mortgage Refinancing Offers

A few years ago, some banking executives and lending hot-shots got together to create an online forum for homeowners to find the competitive mortgage refinance rates with a simple path to obtain superior pricing. Refinance Rate Quotes was created with the simple goal of extending refinancing solutions with lowest refinance rates from reputable lenders. Now we connect homeowners online with competitive loan companies that offer a no cost refinance quotes to all types of borrowers in the United States. Our team has the ability and experience to refer you to lenders for competitive rate quotes on home refinancing. Our refinance lending partners specialize in the following mortgage programs: Conforming Home Refinance, Home Affordable Refinance, FHA refinance, VA Streamline Refinance, Sub-Prime Refinancing, Jumbo Refinances.

Get Info on Mortgage Refinance Rates from the Lending Company You Trust

The government refinance loans have continued to be popular with homeowners because pricing has been so good. The 2008 stimulus package boosted the FHA mortgage refinancing for borrowers who currently have adjustable rate mortgages. This government endorsed bill highlighted home refinancing as an area many homeowners can prevent a foreclosure.

How Do No Closing Cost Refinance Loan Work?

In 2010 we noticed significant underwriting changes for many of the refinance programs including, conventional, FHA, VA and jumbo. Even the home equity loan refinancing programs experienced a tightening of guidelines with lower loan to values (LTV) required for cash out loans. Get Pre-Approved for a Mortgage with no obligation today.

Learn More about the Streamline Refinance Rate Programs

RefinanceRateQuotes.com can introduce you to lenders that are approved for these popular government programs like FHA, VA and USDA. Many of these loan programs were created to aid homeowners with the many the woes the housing crisis presents. With the recent financial blows of the subprime lending market, thousands of homeowners are searching for fixed rate payment solution before their rate adjusts. The streamline refinance programs remain popular with VA and FHA. VA refinancing remains the most robust refinance program of the mortgage industry in 2012.

Prime Rate Refinancing FHA Refinance Conforming Refinance Jumbo Loans VA Refis

In some cases, consumers are able to lower their monthly obligations when consolidating revolving debt like high rate credit cards into a refinance mortgage. FHA and conventional home mortgages allow consumers to refinance their home loans and consolidate debt as well. Most lenders will consider these types of loans as a "cash out refinance", but the interest rates are still very affordable, so there may be an opportunity to save money. We suggest that you discuss your financial goals with a loan officer so they can discuss specifics on a proposed loan, such as loan amount, interest rate, monthly payment, amortization schedule and potential savings.

Many homeowners continue to struggle as the economy sputters and property values remain stagnant. Home refinancing may be a difficult obstacle for some borrowers who have experienced significant hardships recently.  In an effort to assist distressed homeowners, the government has rolled out several new Loan programs:

Refinance Relief

Possible Refinance Solutions for Under Water Mortgages with the HARP 2.0

Many homeowners continue to struggle as the economy sputters and property values remain stagnant. Home refinancing may be a difficult obstacle for some borrowers who have experienced significant hardships recently. In an effort to assist distressed homeowners, the government has rolled out several new Loan programs:

The Home Affordable Refinance Program enables borrowers to refinance beyond 125% loan to value if they have a mortgage owned by Fannie Mae or Freddie Mac and meets the HARP criteria loan eligibility requirements. The HARP 2.0 rolled out in the spring of 2012 but no there are no LTV restrictions. The Emergency Homeowner Loan Program sponsored by FHA goes even a step further then the HARP mortgage relief, because it actually writes down the mortgage balance to reflect the current home value. We can refer you to some of the companies that have access to these unique refinance programs.







Compare Refinance Rates from Lenders
Mortgage refinancing continues to be one of the most important financial decisions that an American consumer will make over their lifetime. Mortgage refinance loans are much more difficult to qualify for this year, so do your best to keep your credit scores high and make your monthly mortgage payments on time. We cannot offer information about mortgage restructuring and loan modifications, but this could be an option if you are behind on your mortgage and are denied for a refinance mortgage by a lender. We suggest that you discuss mortgage relief assistance with your current lender and an attorney as we do not offer advice for those situations.
 






Learn More About Refinance Lenders with Different Niches
Selecting the right mortgage company is also very important, so make sure that you ask the right questions.

Find out what type of mortgage licensing the company has, How long they have been originating loans, If there are any derogatory comments that have not been rectified from the National Mortgage Licensing System, and if they are a "broker" or a "lender." This is not an offer for credit.


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We take your privacy seriously. By submitting your contact information you are providing express written consent electronically via Terms of Use and Privacy Policy, and to share your information with up to 3 partners from our network of mortgage companies and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number provided above is currently listed on any state, federal or corporate Do Not Call list and even if your phone company may charge you for the call. You do not need to consent to auto-dialed calls in order to purchase goods or services from the Brokers and Lending representatives that reach out to you.

By clicking "Submit" I am consenting to have my info shared with up to four lenders, brokers, New American Funding, Loan Depot, Nation's Lending and other business affiliates and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device and/or email, even if your telephone number is currently listed on any state, federal or corporate. See list of companies.

RefinanceRateQuote.com does not offer loans or mortgages. RefinanceRateQuote.com is not a lender or a mortgage broker. RefinanceRateQuote.com is a website that provides information about mortgages and loans and does not offer loans or mortgages directly or indirectly through representatives or agents. I, understand that by clicking the "submit" button and authorizing this submission, I am not obligated to open an account but I agree to the general terms of this site. I am consenting to have my information shared with one to three brokers or lenders and other business partners and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list. RefinanceRateQuote.com is a news and information service providing editorial content and directory information in the field of mortgages and loans. RefinanceRateQuote.com is not responsible for the accuracy of information or responsible for the accuracy of the rates, APR or loan information posted by brokers, lenders or advertisers.